がん保険の賢い選び方2

最近、お客様より相談を受けました。

「母親が末期の大腸がんになりました。手術できる状態ではなく、本人の希望もあり通院による抗がん剤治療を選択しました。そして、加入していたがん保険に請求をしたところ、

”入院していないので払えません”

と言われました。仕方なく貯金を取り崩し治療費にあてましたが、あっという間に貯金は底を尽きてしまいました。

私は家族にはこんな思いをさせたくありません。通院治療でも保険金がもらえる「がん保険」を教えてください。」

相談者の母親が加入していたがん保険は、支払要件に「がん治療のために入院したとき」と1文ありました。

がん診断給付金がもらえると思っていた相談者は大変がっかりされたそうです。

がんのために入っていた「がん保険」から、1円も貰えないという結果になってしまいました。

『がんになったときの通院治療に対応できる』保険の案内が始まったのはつい2年くらい前です。

それよりも前に「がん保険」に加入された方は一度見直して見た方がいいかもしれません。

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