賢いがん保険の選び方3

「がんの3大治療」と言えば、

1.手術    2.放射線   3.抗がん剤   が主な治療方法になります。

がん保険も上記の3大治療時に給付金があると助かりますよね。

でも、実際相談すると給付金が貰えなかったという話もちらほらと・・・。

がんの治療のために加入している保険です。

実は見落としがちな、支払い要件をしっかりチェックしましょう!!

以下は3大治療の支払い要件チェックを簡単にまとめてみました。

 

1.手術給付金は「がんの治療を目的として手術をした場合」に支払われます。

「手術をしない」「手術ができない」場合には支払われません。「入院中」など支払い要件もチェックしましょう。

2.放射線治療を受けた場合、「放射線治療費用」や「通院給付金日額」などの形で支払われる保険はあります。

「入院中」「入院後所定の日数通院要」など支払い要件をしっかりチェックしましょう。

3.抗がん剤治療を受けた場合、「抗がん剤費用(定額)」や「通院給付金日額」などの形で支払われる保険があります。

「入院中」「月に1回」など支払い要件や支払条件をしっかりチェックしましょう。

 

 

 

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